About us
City Building Owners Insurance Program offers insurance programs for New York City apartment owners. Independent insurance agent and founder Stuart (Stu) Cohen is one of the premier insurance brokers for insuring small buildings in New York. He also leads the Somers Agency in Somers, New York.
With more than 30 years' experience in New York City area insurance and real estate, Stu is the leading resource for owners of small apartment, condominium and co-op buildings in the New York metropolitan area. He is a licensed insurance agent, broker and consultant in the states of New York, New Jersey and Connecticut.
Brownstone "Upgrade to Green" Program
City Building Owners Insurance Insurance Program and Stu Cohen now bring "Upgrade to Green" program to Brownstone and small property owners in Brooklyn and Queens!
Small building and Brownstone owners can now have an "upgrade to green" coverage added to their policy, that will automatically increase the building coverage by 25% to allow for "green upgrades and replacement" to rebuild after a loss.
Please contact Stu for more details.
Our Services
The Best Coverage at the Lowest Cost
Available coverage includes protection from fire damage, wind storm, water damage, vandalism, crime, liability lawsuits, earthquake, flood, loss of rental income and more. Here's an overview:
- Building Insurance (residential, commercial, industrial) - For buildings with fewer than 100 units, with or without mercantile operations.
- Directors & Officers Insurance - Protect associations and their board members from lawsuits resulting from actions or decisions made while serving.
- Fidelity Coverage - Safeguard against loss of money, securities and other property resulting from employee theft, dishonesty, forgery, robbery and other criminal acts.
- Workers' Compensation - For protection from expenses arising from injuries or diseases incurred by workers on the job, as well as protection from liability claims that could be made against you by your employees.
- Umbrella Policies - Rates so low we can't even advertise them. Get additional liability coverage that kicks in when a claim exceeds the limits of your underlying policy.
Old fashioned personal service
We work with our clients all year long, not just at renewal. And we still make house calls. Stu will come to your home or business.Call toll-free (877) 576-5200 today and put Stu Cohen's City Building Owners Insurance Program to work for you.

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